What to Do If Your Motorcycle Insurance is Canceled or Non-Renewed

It can be frustrating to learn that your motorcycle insurance policy has been canceled or non-renewed. However, there are steps you can take to get back on track and stay protected while on the road.

Understand Why Your Policy Was Canceled or Non-Renewed

The first step is to understand why your policy was canceled or non-renewed. Common reasons include late payments, moving out of state, and traffic violations. Knowing the reason can help you avoid similar issues in the future.

Shop for New Coverage Immediately

After learning why your policy was canceled or non-renewed, it's essential to shop for new coverage immediately. Riding without insurance is illegal, and you may face fines or even jail time if caught. Look for a reputable insurance provider and compare rates to ensure you get the best deal.

Consider High-Risk or Non-Standard Insurance

If you have trouble finding an insurance provider willing to cover you due to your driving history or other factors, consider high-risk or non-standard insurance. While these policies tend to come with higher premiums, they are often the only option for riders with a troubled past.

Appeal the Cancellation or Non-Renewal

Finally, if you believe your policy was canceled or non-renewed unfairly, you may be able to appeal the decision. Contact your insurance company to learn more about their appeal process and gather any supporting documentation to strengthen your case.