What Does Comprehensive Car Insurance Cover?

Car accidents can happen anytime and anywhere. Even if you're a cautious driver and follow all the road rules, you can't control other drivers' actions. Besides accidents, your car is also vulnerable to theft, vandalism, natural calamities, and fire. Comprehensive car insurance provides car owners with additional protection beyond accidental damage. With comprehensive coverage, you can be better prepared for any unexpected event that comes your way.

Coverage of Comprehensive Car Insurance

Comprehensive car insurance offers a wide range of coverage. It typically covers theft, vandalism, natural calamities, such as floods or earthquakes, fire, and falling objects. Additionally, comprehensive insurance may also cover glass damage, such as cracks in the windshield. However, each insurer may offer different coverage terms, so it's important to read the policy carefully before purchasing. Some comprehensive policies might also offer extras, such as a rental car or roadside assistance if your car breaks down. Comprehensive coverage may even extend to other people driving your car with your consent, so they are also protected in the event of an incident.