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How Different Types of Motorcycles Affect Insurance Rates

Posted on 2023-04-13 15:12:21 by iNF
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How Different Types of Motorcycles Affect Insurance Rates

Riding a motorcycle is thrilling and rewarding, but it also comes with added risks. That's why having the right insurance coverage is essential. The type of motorcycle you ride can affect the cost of your premiums. Here's what you need to know.

Cruisers

Cruisers are one of the most popular types of motorcycles, and they're typically less expensive to insure than other types. They're heavier, more stable, and have a more relaxed riding position, which results in fewer accidents and less severe injuries.

Sports Bikes

Sports bikes are known for their speed and agility, but they're also more expensive to insure. They have a high rate of accidents and serious injuries, so insurance providers charge more for coverage.

Touring Bikes

Touring bikes are designed for long-distance trips and have more comfortable seats and larger fuel tanks. They're also less expensive to insure than sports bikes because they have a lower risk of accidents and injuries.

Dual-Sport Bikes

Dual-sport bikes are versatile and can be ridden on both off-road trails and city streets. They're typically less expensive to insure than sports bikes because they have a lower risk of accidents and injuries, but they're still more expensive than cruisers and touring bikes.

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