Auto Insurance for Motorcycle Riders

As a motorcycle rider, it's important to have auto insurance coverage to protect yourself and your bike. Not only is it required by law in most states, but it also provides financial protection in the event of an accident or theft. Here's what you need to know about auto insurance for motorcycle riders.

Liability Insurance

Liability insurance is the most basic type of coverage and is required by law in most states. It covers damages or injuries you may cause to other people or their property, such as if you hit another vehicle on the road. This type of insurance does not cover your own injuries or damage to your own bike.

Collision Insurance

Collision insurance covers damage to your own bike in the event of an accident, regardless of who is at fault. This can include collisions with other vehicles, objects, or even potholes. However, this type of insurance typically comes with a deductible you'll need to pay before coverage kicks in.

Comprehensive Insurance

Comprehensive insurance provides coverage for non-collision events that may damage your bike or cause its loss, such as theft, vandalism, or natural disasters. This type of insurance also comes with a deductible.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage protects you if you're involved in an accident with a driver who does not have enough insurance to cover the damages. This type of coverage can help pay for your own medical expenses and damage to your bike.